Terms and Conditions

Prior to starting credit education and document processing services, you will sign a client agreement along with the following:

Credit Service Agreement
Authorization for Credit Repair Action
Consumer Credit File Rights (CROA Disclosure)
Right Of Cancellation Notice

PLEASE READ BEFORE ENROLLING INTO OUR PROGRAM

As a client you will be required to keep the credit monitoring system we use ACTIVE the entire time you are in any of our programs. We need to be able to see all 3 reports in detail. This acts as our eyes and ears when communicating with the credit bureaus, as well as updating you. If you let your credit monitoring cancel, and do not update it in a timely manner, you will be canceled as a client.
If you are in active bankruptcy, DO NOT SIGN UP for our service. If your bankruptcy has been dismissed or discharged, you can continue with the enrollment process.
If you are currently behind on your bills and cannot pay them on time for the next 6-8 months, please do not sign up for our services. We want you to get the most out of the process as possible and paying your bills late will hurt you regardless of our efforts in other areas.
Credit repair is a team effort, paying your bills on time, building/adding positive credit and paying your credit card balances down is what we expect out of all of our clients. If you are not willing to consistently do these things and follow the personal action plan we gave you, please do not sign up for our services.

In return, for the services above, you agree to pay fees as outlined in your client agreement. You have the right to cancel your contract for any reason within 3 business days from the date you signed it. Just send written notice as outlined in your client agreement.

It is understood that we offer credit information. We make every effort to ensure the accuracy of the information and to clearly explain your options. However, we do not provide legal advice (i.e.; the application of the law to your individual circumstances). For legal advice, please consult an attorney.